Transport finance brokers, Sydney
Truck and trailer finance built around your cash flow.
New or used trucks, trailers and fleet upgrades, for owner-drivers through to growing fleets. A senior broker compares 80+ bank and non-bank lenders to find repayments that suit how you get paid.
- 80+ lenders compared
- You deal with a senior broker
- Australian Credit Licence 388314
What do you need funding for?
Often a fit
Chattel mortgage, lease or hire purchase
New or used trucks, trailers and fleet upgrades, with repayments set to suit your cash flow.
No obligation, and no credit check to talk.
What we fund
Trucks, trailers and the equity in them
Whether you are adding one unit or upgrading the fleet, your broker finds the lender that fits the deal.
Trucks, new and used
Prime movers, rigids and light trucks, bought from a dealer or a private seller, depending on the lender.
Trailers and fleet upgrades
Add trailers or replace several units in one deal, with repayments set to suit your contracts.
Equity in gear you own
If your trucks and trailers are paid off, their equity may help raise working capital or clear debt.
Refinancing existing loans
Move existing truck finance to a lender with better terms, or combine several loans into one.
Ways to structure it
Own it, lease it or pay it off
Your broker explains each option. Your accountant can tell you which suits your tax position.
Chattel mortgage
You own the asset from day one and the lender takes security over it. Repayments can include a balloon at the end to keep them lower.
Lease
The lender owns the asset and you pay a regular rental to use it. At the end of the term you can usually upgrade, extend or buy it.
Hire purchase
The lender owns the asset while you pay it off. Ownership passes to you once the final payment is made.
Client story · Transport
Eight years of getting truck finance right
The G&H Team is great to work with, they have looked after our business for 8 years. I won’t talk to anyone else about truck finance, they get it right everytime!
Three steps to settlement
- 01
Tell us what you need
Call or send a quick enquiry. You’ll speak directly with a senior broker.
- 02
We compare 80+ lenders
Your broker shortlists the options that suit your business and explains each one.
- 03
We handle it to settlement
You choose. We manage the application and the lender, right through to settlement.
bank and non-bank lenders
transactions completed for clients
businesses helped
helping Australian businesses
Common questions
Before you call
Can I finance a used truck or trailer?
Yes. Many lenders finance used trucks and trailers, but age limits, terms and rates vary from lender to lender. Comparing 80+ lenders is how we find one that fits the unit you want.
What is a balloon payment?
A lump sum due at the end of the loan. It lowers your regular repayments, and when it falls due you can pay it, refinance it or sell the asset.
The bank said no. Can you still help?
Often. Non-bank lenders on our panel look at transport businesses differently from the major banks. All finance is still subject to the lender’s approval.
Does talking to you affect my credit score?
No. There is no credit check to talk. A credit check only happens if you decide to go ahead and we submit an application to a lender.
Senior brokers. No call centre.
The person you speak to knows how lenders think, and stays with your deal from first call to settlement.
