We are a full service

Commercial &
Asset Finance Brokerage

Whether you require equipment financing, cash flow solutions, trade finance, bridging finance, or any other type of business funding—your search ends here. G&H Financial remains the first choice for industry professionals and business owners alike.

Business Loans

Purpose: General financing for working capital, expansion, or capital expenditure.

Types: Secured or unsecured; fixed or variable interest rates.

Providers: Banks, non-bank lenders, online lenders.

Line of Credit/Overdraft

Purpose: Flexible access to funds for managing cash flow.

Features: Interest charged only on the drawn amount.

Best for: Businesses with fluctuating income or seasonal cycles.

Equipment Finance / Asset Finance

Purpose: Funding for machinery, vehicles, or equipment.

Types: Chattel mortgage, lease, hire purchase.

Benefits: Preserves working capital and may have tax benefits.

Invoice Financing / Debtor Finance

Purpose: Unlocks cash tied up in unpaid invoices.

Types: Invoice factoring (with disclosed collection) or invoice discounting (confidential).

Best for: Businesses with long payment terms or cash flow gaps.

Trade Finance

Purpose: Supports import/export transactions.

Features: Covers the cost of goods before receiving customer payment.

Includes: Letters of credit, documentary collections, supply chain finance.

Commercial Property Loans

Purpose: To purchase or refinance commercial real estate.

Types: Owner-occupied or investment property loans.

Considerations: Often require larger deposits and stronger financials.

Generating New Ideas. Solving Big Problems

Whether you’re looking to grow, invest, or simply keep cash flowing, we bring the firepower, connections, and know-how to get it done.

Loans

Satisfied Clients

Killer Brokers

Cups Of Coffee

Why we are different

We’re not your average finance brokerage. At G&H Financial, our edge comes from decades of real-world experience and deep industry insight. Founded and led by two seasoned commercial finance professionals with proven track records across banking, lending, and business advisory, we bring heavyweight expertise to every deal.

Here’s what sets us apart:

  • Experience That Matters: With over 100+ years of combined experience, our founders have worked across top-tier banks, non-bank lenders, and commercial advisory firms. We know how lenders think—and how to structure deals that get approved.

  • Tailored, Strategic Solutions: We take the time to understand your business inside and out. That means no one-size-fits-all funding—just smart, strategic finance tailored to your goals.

  • Access to a Wide Lender Network: From the big four to specialist and private lenders, we open doors to funding options most business owners don’t even know exist.

  • Hands-On Support: You’ll work directly with senior finance professionals—not passed off to junior staff. We guide you through every step with clarity, transparency, and zero jargon.

  • Speed & Execution: We know time is money. Our streamlined process means faster approvals and funding—without the usual red tape.

Whether you’re looking to grow, invest, or simply keep cash flowing, we bring the firepower, connections, and know-how to get it done.

Our business had a tax arrangement that just kept growing, the G&H team used our unencumbered trucks and trailers to raise money to pay the tax debt out in full.

The loan repayments were less than the tax arrangement and after a year they refinanced us into a cheaper option again, I had no idea you could get access to finance options like these.

Rob Johnson

The G&H Team is great to work with, they have looked after our business for 8 years. I won’t talk to anyone else about truck finance, they get it right everytime!

David Hanson

These guys are great, they uncomplicated my business loan process. Their application process was fast and so easy.

Their fintech processing is as good as any of the lenders I’ve worked with in the past but their panel of lenders gave me a much better rate that I expected.

Andrew Harmer

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Lets chat about how we can help you and your business.